Enabling Solutions for eBusiness

Recent dramatic increases in identity-theft-related fraud, coupled with growth in volume of online banking transactions, credit card, brokerage, insurance and other eBusiness, is driving the need for stronger authentication of the consumer and of the eBusiness website itself. Solutions are needed to protect consumer identities, gain consumer confidence and support the growth of online business adoption, and to respond to regulatory requirements, like PCI-DSS and FFIEC.

IdMlogic’s Service Oriented Authentication Architecture - SOA², together with our ‘layered’ authentication approach based on transaction risk, enable us to rapidly deploy scalable and flexible strong authentication solutions for your eBusiness. And SOA² self-registration, self-service and credential recovery and renewal Services can actually lower operations costs while improving security and addressing regulatory requirements.

We can help you select low-cost, easy-to-use authentication factors and credentials for your customer portals, tailored to your specific requirements, including your eBusiness application, types of site visitors and their roles, as well as transaction types. These include machine authentication, knowledge-based authentication, IP-geo-location, out-of-band OTP, mutual authentication and more.

And for high-value or high-risk transactions, grid cards, OTP tokens (hardware and software based) and portable digital certificates are available.

Validate Real Consumer Identity

IdMlogic offers a strong user registration solution for account opening that verifies an applicant’s identity by asking a series of financially based and ‘out of wallet’ questions only the “real and true” person would know, based upon years of public data and unique inquiry methodology. This validates the identity of the user before provisioning a user’s credentials. And with the most common type of identity fraud related to bogus account openings, identifying a new user is very important.